First National Bank of Chrisman offers a variety of checking accounts to meet the needs of each our customers.Checking Accounts
This account is for customers looking for the basic checking account. With our regular checking account, the customer pays for their own checks but there is no per item check charge. If your balance drops between $400.00- $499.00 any day of the monthly statement cycle, there is a service charge of $2.50; if your balance drops between $300.00 - $399.00, a $3.50 fee is imposed; $200.00-$299.00, a $4.50 fee is imposed; $100.00-$199.00, a $6.50 fee is imposed; and any balance below $100.00 will be assessed a $7.50 fee for the month.
This account is for senior citizens (60 years or above). This account requires a minimum deposit of $100.00 to open. Customer pays for their checks.NOW and Money Market Accounts
NOW/Super NOW Account
This account offers unlimited check writing and pays interest with a minimum opening balance requirement of $1,000.00. A higher interest rate is paid if your balance is $2,500.00 or higher. If your account falls below the minimum balance of $1,000.00 anytime during the statement cycle, a $7.50 service charge will be imposed. Customers pay for their checks.
Money Market Deposit Account
Our Money Market Deposit Account is for customers looking for limited check writing capabilities. A minimum opening balance requirement of $2,500.00 and transaction limitation of 6 withdrawals per statement cycle, you will earn a higher interest rate credited monthly. If your account falls below the minimum balance of $2,500.00 anytime during the statement cycle, a $7.50 service charge will be imposed. If checks are ordered customer pays for checks. An excess transaction fee of $5.00 will be charged each debit (not including in person withdrawals) in excess of 6 during a statement cycle.Club Accounts
If you’re 55 years of age and have $1,500.00 or more on deposit in any type of savings plan, you qualify for a personal NOW/Super NOW checking account without a service charge or minimum balance. You also receive complimentary First Club Checks.