The First National Bank of Chrisman
The First National Bank of Chrisman


Savings Accounts

Whether you are a beginning saver or a long-time investor, First National Bank of Chrisman has a savings plan for you.

Passbook Savings

If your savings needs are short-term, then our Passbook Savings account is a good way to begin.  You may add any amount to this account at any time and make six withdrawals or transfers per month at no charge.  You will also earn interest that will be compounded and credited to your account quarterly.

Money Market Passbook Savings

Our Money Market Passbook Savings account lets you earn a higher rate of interest on your savings while still being able to make withdrawals.  Open your account with a minimum of $10,000 and make unlimited deposits and six withdrawals per month without penalty. 

Christmas Club Accounts

Do you find yourself a little short during special times of the year?  We have accounts that consider your annual savings goals for holiday expenses.  These accounts may be opened with a deposit of $2.00, $5.00, $10.00, and $20.00.  Your deposit accumulates funds throughout the year for the holiday season. Christmas Club checks for the balance of the account will be mailed in October. 

Certificate of Deposit (CD)

Our certificate of deposit accounts are excellent ways for longer-term savers to earn more interest on their investment.  Our certificates of deposit are covered by FDIC insurance, which ensures your principal is not at risk while it earns a guaranteed, fixed rate of interest.  Certificate of deposit terms range from 91 days to 36 months.  For interest rates, minimum balance requirements, and annual percentage yields, please contact one of our experienced professionals. 

Individual Retirement Accounts (IRA)

Our individual retirement account products allow you to receive tax savings on your contributions.  A brief overview of your IRA options at First National Bank of Chrisman include:

  • Traditional IRA – You may take a tax deduction for contributions made to your traditional IRA account up to a certain dollar amount, assuming you meet the income threshold requirements.  Each year you may continue to make contributions and earn interest on a tax deferred basis.  Taxes on your earnings are not paid until IRA distributions are taken upon retirement.  For more information, please contact one of our deposit account professionals.
  • Roth IRA – A Roth IRA allows your non tax-deductible contributions to grow tax-free.  Because tax has already been paid on the income that you have contributed, no tax is due upon distribution.  Please call to speak with one of our representatives for more information.


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